what is the best way to start building my credit? | LayOffProtection.org

pcip.gov badge

Free Information

what is the best way to start building my credit?

Question by bekiblondie: what is the best way to start building my credit?
i’m 26 and never had a credit card. the only credit i do have is bad credit threw student loan i’m still paying and over due medical bills. how can i fix this and build better credit? is there any way i can check whats on my credit?

Best answer:

Answer by StephenWeinstein
1. Start by paying the medical bills and student loans completely (the entire balance, not just the required amount).
2. To check your credit go to http://www.annualcreditreport.com and be sure to check your “credit report” (which is free and informative) and not your credit score (which is expensive and just a number). Do not go to the site advertised on television and radio, which is not free.

Add your own answer in the comments!

3 comments to what is the best way to start building my credit?