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Question by Sophie: What is malpractice insurance and what are the rates? I’m going to be a freshman next year and in 11th grade i want to join HOSA (health occupation students of america) its basically a club for people that want to be in the medical field. The broture said that i need malpractice [...]

I will be 16 in two weeks and i want a convertible, but i have to pay for insurance. So how much more would insurance rates be (on average) if I got a convertible compared to a sedan?

I’ve heard about pre-existing conditions and all, but what about getting seriously ill AFTER you have insurance? Let’s say you’re generally healthy, and already have heath insurance which you pay for yourself, at a reasonable rate. Then you get a long term illness, or get into a terrible accident, and need years of expensive care. [...]

I am planning to get a bike next spring but am going to save up over winter for it. I am looking for a sport bike but nothing to crazy. (GSXR) (Ninja) (R6). This is going to be my first bike but i am going to take a 25 hr class that teaches you how [...]

Okay. I recently got a ford escape. I understand that I am not old enough to sign the contract to have insurance, so I am getting my parents to, and I will be paying the premiums. I am a 16 year old male, I have gone through driver’s education, both in car and in class. [...]

I need some cheap full coverage car insurance if you know a company that has cheap rates let me know please!

Please give me a figure and proof that insurance costs have been lowered since the mandatory seatbelt laws. Or helmet laws. How much money do you save per year since you have given up your right to choose?

1. 2001 Audi TT Coupe 33,000 miles 2. 2007 Saturn Sky Convertible 8,603 miles 3. 2006 Volkswagen Jetta 31,000 miles 4. 2007 Scion tC 39,000 miles I am 16, and these are all stick shifts, and when i get one of these 4 in December, i think the one of the biggest factors for me [...]

I am a 20 year old student and i opened up a credit card my freshmen year in college and i haven’t made one payment. I lost my job and found another but now i have an apartment and bills to pay and can’t afford to make the payments.

Curious. Any recommendations?

It’s a dynamic system. It’s an income tax. When you cut tax rates, you increase the tax base – unless every dollar of initial tax savings is burned, put under the mattress, etc….. You get a smaller percentage of a larger whole. At some point the increase to the whole is more than the decrease [...]