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How Much Money Have You Saved On Insurance Rates Because Of Seatbelt Laws?

Please give me a figure and proof that insurance costs have been lowered since the mandatory seatbelt laws. Or helmet laws. How much money do you save per year since you have given up your right to choose?

Has Anyone Been Able To Use The Laws Of Increasing Returns / The Law Of Compensation To Get Out Of Debt?

This may be related to the practices put forth in “The Secret”, and we are trying to figure out how to get out of debt by both working ourselves silly and need all the universal help that we can get. We have not been tithing (giving away 10%), which I know is hurting us as [...]