DebtHelp101 Banner 3 DebtHelp101 Banner 1

pcip.gov badge

Free Information

Is aircraft insurance really necessary if you own a private aircraft?

Question by Michael C: Is aircraft insurance really necessary if you own a private aircraft? Tell me if I’m not making sense, but if you own a car, you need insurance. You have car insurance in case you get into an accident. When you get into an aircraft accident, the damage is either minor where [...]

How long does insurance company have to respond to a claim?

Question by christorpat: How long does insurance company have to respond to a claim? Was in wreck w/semi-truck in Oct.. Driver took pic of wreck and brought back w/him. His insurance will not respond to lawyer. How long to they have to respond. If anyone knows, about average amount a trucking company will pay. They [...]

Q&A: What happens if i get pulled over and my insurance is canceled but cards are current?

Question by : What happens if i get pulled over and my insurance is canceled but cards are current? My insurance was canceled due to lack of payment for a month. If I get pulled over before I re-instate my montly policy what will happen? My insurance cards still say current for the period. Do [...]

How do you become accredited by insurance agencies to do construction work?

Question by Ali: How do you become accredited by insurance agencies to do construction work? Just curious to know what the procedure may be become accredited as a preferred provider through an insurance agency. He is a General Contractor here in Southern California with over 30 years building experience and a great reputation. He would [...]

How do I get business liability insurance for a start up business?

Question by frosted: How do I get business liability insurance for a start up business? I’m starting a cosmetic’s company and the manufacturing company I’m hoping to work with requires business liability insurance. I have no previous payout or income from the my start-up company as of yet. What would be the best way to [...]

How long is a baby covered on its mothers insurance after birth?

Question by SoExcited!!!: How long is a baby covered on its mothers insurance after birth? Is there a law requiring that a baby be covered on its mothers insurance after birth for some amout of time? Like 72 hours or until you leave the hospital the first time? My husband and I are wanting to [...]

How can I find out what insurance plan allowances are for different medical services?

Question by Alyssa K: How can I find out what insurance plan allowances are for different medical services? In comparing insurance companies, is there somewhere I can find out the plan allowances for all of them for the different services, like labs, meds, etc? I have called the insurance companies and they are not able [...]

What kind of insurance to open an art academy?

Question by miss_nfernandez: What kind of insurance to open an art academy? I’m planning on opening an art school to cater mostly to after-school students and teens/adults. What kind of insurance and what’s a ballpark of what I’ll be paying? Best answer: Answer by dusty_titusBusiness insurance – approx. 2,000 for full coverage. Add your own [...]

How much does insurance go up after a traffic ticket?

Question by kkwong5: How much does insurance go up after a traffic ticket? Today I received a traffic ticket for tailgating, which by the way is dumb. Anyways I’m trying to figure out if its worth it to get a lawyer. Approx. how much percentage wise does insurance get raised? Best answer: Answer by mastorman$ [...]

How can the insurance company reveal that I am sexually active?

Question by nextlevel: How can the insurance company reveal that I am sexually active? I recently went to the doctor and a pelvic and pap examine was done. I had an infection and need antibiotics. The nurse said that it will print on the insurance report that I am sexually active which caused the infection.(Not [...]

Where can i get individual health insurance for me and my daughter that also covers pregnancy in connecticut?

Question by : Where can i get individual health insurance for me and my daughter that also covers pregnancy in connecticut? I need to get health insurance for me and my 1 year old daughter. I am planning on becoming, or possibly already am pregnant but need insurance for us. Any help? This is in [...]

What type of insurance plan should I get?

Question by crazylegsfreddy: What type of insurance plan should I get? I want to purchase an individual health insurance policy and need help with all the options! I’m planning on getting surgery on my foot as soon as I am insured. Other than that I am normally pretty healthy and don’t need to visit the [...]

what is the best travel medical insurance for volunteers overseas?

Question by : what is the best travel medical insurance for volunteers overseas? I am going to Africa next year to volunteer for at least 6-8 months at a school for the handicapped. I would like to look for affordable travel medical insurance for volunteers, because obviously I won’t be making much money, and I [...]

How does a business start accepting insurance as payment?

Question by : How does a business start accepting insurance as payment? I work for a small massage therapy center in Philadelphia, and we are exploring the option of accepting insurance plans as payment to generate more business. I’ve looked around online on many different provider websites and none have any information on how to [...]

What car insurance companies cover individuals with just a permit?

Question by : What car insurance companies cover individuals with just a permit? I need to get my license, I own my own car and have a permit, but I can’t get a license without insurance, or insurance without a license, so I’m kind of stuck. I just moved to a new town and don’t [...]

How much would insurance cost for a 16 yr old driving a Audi?

Question by Nick M: How much would insurance cost for a 16 yr old driving a Audi? How much would it cost for insurance for a 16 year old male driving a 2001 Audi A6 in Minnesota? Best answer: Answer by Kaity Sanchea lot for the fact that your 16 so they charge more because [...]

Does my mom need to purchase some form of insurance if she plans to start an alteration and design business?

Question by maddogg: Does my mom need to purchase some form of insurance if she plans to start an alteration and design business? My mom lives in Chicago, Illinois and plans on starting an alteration and fashion design business. I know that insurance is always needed when starting various types of insurances but we are [...]

How can you get around motorcycle insurance?

Question by Mitch: How can you get around motorcycle insurance? I am trying to get a 2007 Kawasaki ZX-6R. I got denied for the kawasaki card, but they said I could probably get approved threw a bank or another lender. But that way I would need to get insurance, is there anyway of getting a [...]

How much would it cost for insurance on small restaurant dining?

Question by lovely: How much would it cost for insurance on small restaurant dining? I am working on a business plan for school and need to know what types of insurance a middle class cafe, which would be in Santa Barbara, CA would need. Approx. 10 workers, alcohol will be served, open for only breakfast [...]

What type of insurance does a grassroots non profit organization need to obtain in order to hold events?

Question by fashiongirl718: What type of insurance does a grassroots non profit organization need to obtain in order to hold events? We would like to host events, conduct public fundraisers, hold events in public donated facilities, and at outdoor events. What type of insurance would we need? Where can we find quotes? What agencies should [...]