Question by Jenn S: How does replacement cost insurance work for homeowners? It is my understanding that when you have a replacement cost claim on your homeowners, you are only give a small percentage of the settlement in order to begin replacing your items. Then, after you replace the items you submit the receipts to [...]
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Question by Kimmie: How should I choose an insurance company for my homeowners insurance? What are some things I should look for within in? What are some important questions I should ask? I have checked with my auto insurance company, and they are a little high, so I am researching other companies, but want to [...] Question by JY: Can a homeowner’s insurance cover an auto stolen because keys were taken from break in to home? My friends home got broken into and car keys were stolen and with that stole the vehicle. The vehicle only had liability insurance. Now both homeowners and auto insurance are telling them that they won’t [...] Question by : Would you be likely to shop for homeowners insurance on a night/weekend or during the week? I currently work for an insurance agency and I sell homeowners insurance. I am considering getting a cell phone to answer calls after 5:00pm and on weekends. I am not sure how lucrative this would be. [...] Question by Tara: How do I get an insurance rider with no homeowner’s insurance? I do not own a home and am hoping to host a wedding reception at a local public library. They will not rent to me unless I have insurance coverage under homeowner’s. Well, I don’t own a home so I do [...] We are trying to buy homeowners insurance b4 hurricane season…we live in fl. but i wanted to know the right answers to ask the agents when i am shopping for quotes. Is there any? what are the basic questions? i want to make sure i’m covered for all the right stuff and i get what [...] Other than asking you, how would your homeowners insurance agency know the breed of your dog. I have been thinking about adopting a pit/pit mix but I am worried because my homeowners insurance does not cover certain breeds. So how do they know if you have one of those breeds? Particularly if its a pit [...] I’m planning to purchase a townhome and the assessments does include common insurance. I’ve been told it doesn’t protect any misc assets I have in my home in case a disaster occurs. I want to factor this into my monthly expense estimates. I’m looking for a purchase price at $200,000. How much should estimate for [...] I am buying my first home and wondered if it’s true (I’ve read several articles saying it is, but my attorney and realtor both never heard of it): Shopping around for a homeowners title insurance policy vs. just going with whomever the mortgage company/lendor selects at closing. One article:http://personalinsure.about.com/od/homeo… I was told by my mortgage [...] Personally I think neither is really smart, but If we can give billions to airline companies who improperly ran their business why can’t we do the same to homeowners who have bad mortgages? My wife and I are pricing out home purchasing possibilities, and are looking at homes ranging from 290,000 up to about 360,000. We need to have a feel for the payments, and wonder if there is a quick formula to help us figure out the approximate insurance costs each month? Thanks! Im doing a project and I would like some information about how much homeowners insurance cost in the Miami area… |
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