Credit | LayOffProtection.org - Part 2

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How can I move into a house or apartment with little or no credit?

Question by Pen2: How can I move into a house or apartment with little or no credit? What are the steps for building up a good credit history so that it would be possible to start trying to buy a house or apartment. My boyfriend and I are trying to get our own place, possibly [...]

how long does it take to establish good credit?

Question by Jamie: how long does it take to establish good credit? My boyfriend and I are trying to buy a house and we just got our first credit card (March) our lease for our apartment is up in October and we would like to be able to buy a house by then, so how [...]

whats a good credit card after you file bankruptcy?

Question by Cherry_Blossom_1983: whats a good credit card after you file bankruptcy? I’m trying to build my credit after our BK.

Best answer:

Answer by Stuart HThere isn’t one. The best thing you can do is to learn to live without credit cards or you are likely to wind up in another mess.

Add your [...]

Is a Credit card a good Idea if I’m resonsable?

Question by sexii_nie_nie: Is a Credit card a good Idea if I’m resonsable? I’m 18 years old and work two part time jobs and I needed a few extra dollars or money in my pocket till next paycheck! I pay off all my bills n time and never have been late! I need this to [...]

Other ways to build up good credit history.?

Question by Marlowe: Other ways to build up good credit history.? Hey, besides getting a credit card, what are other ways of building up my credit? I can’t go down the path of a credit card because I’ve been shot down twice in applications because I don’t have a utility bill to prove residence and [...]

Which secured credit card is good with a low depoist required?

Question by Guera: Which secured credit card is good with a low depoist required? I’m considering on getting a secured credit card to build up credit. Which one is a good secured card and has a low depoist required because the ones Ive seen are asking from 300 to 400.

Best answer:

Answer by Jan [...]

What is a good credit card for a College Student ?

Question by ROCK LEE: What is a good credit card for a College Student ? I applied for the UPromise one but got rejected. I just need one to build up my credit not to go on shopping sprees. So any ideas ?

Best answer:

Answer by ☆Best of British.capital one classic card they take [...]

Q&A: good idea to build credit by financing furniture/HDTV?

Question by Jason: good idea to build credit by financing furniture/HDTV? im about to start working again and i was thinking of upgrading some things in my house (old sofa, old TV ect). Im 20 with no credit.

ive have a checking accnt which i kept in good standing for some time but my dad [...]

Q&A: what is a good bank to get a secured credit card at?

Question by xxxip: what is a good bank to get a secured credit card at? i’d like to rebuild my credit. is there a good bank or credit union (perhaps an online bank) where i can have a secured credit card to help build my credit? most of my debt is from 6 years ago. [...]

What is a good way to build your credit without?

Question by : What is a good way to build your credit without? Applying for credit cards?

Best answer:

Answer by TIMOTHYWhen i was younger no credit i had my mom cosign for a motorcycle after i paid it off never missing a payment or being late i was able to get another loan on [...]

First credit card recomendations in purely building credit?

Question by : First credit card recomendations in purely building credit? I’m not a big spender and not looking to get max reawrds back what bank or card you do recomend for a first time credit card application that is based on max credit building and low rates and be as detail as possible Thanks [...]

does paying off credit card balance in full hurt or help credit score?

Question by Mikey: does paying off credit card balance in full hurt or help credit score? I have my credit account set up to take the full amount of the the credit balance directly out of my checking on the 28th of each month. I have read many different things about building a good credit [...]

Q&A: Credit building tips. Which credit card?

Question by : Credit building tips. Which credit card? Discover sent a letter in tha mail saying I could start building credit. And since I’m in school I get special apr and all that good talk. YET, (I was denied) unless I get a coappliant with supposed good credit. Why ofer to help BUILD credit [...]

how many credit cards you must have in order to build a good credit score.. ?,?

Question by cute: how many credit cards you must have in order to build a good credit score.. ?,? is there an specific amount that needs to be spent to create a good credit score ?

Best answer:

Answer by ptstroblTwo or three credit cards will help (not one and not 4 or more). Also, [...]

How can I erase my bad credit ?

Question by txhogrider: How can I erase my bad credit ? I have some bad credit, was wanting to start over and build good credit

Best answer:

Answer by SPIFIMAN1As long as the information is correct there is no way to legally remove it until it falls of under the Fair Credit Reporting Act which [...]

What is a good credit card for a college freshmen?

Question by Ashley: What is a good credit card for a college freshmen? I have no job, I get about $ 150 every month. I only want to have one for things that I REALLY need.

I’ll barely use it. Almost never. Just want to build a little credit over the years.

Best answer:

[...]

Q&A: What’s a good credit card for a 21 year old?

Question by Melissa: What’s a good credit card for a 21 year old? I’m 21, and looking to build credit. I’d like to apply for a card today, but first I thought I’d ask all of you which cards you would suggest for me. What’s a good, reliable card that you’ve had luck with?

[...]

What are some good credit cards?

Question by : What are some good credit cards? Hi, I’m 24 and I’ve never gotten a credit card before (I’ve always just used a bank card) and I now want to build up a credit score. I’m not sure of all the perks that you can get with a credit card, but I know [...]

What’s a good student credit card?

Question by M: What’s a good student credit card? I want to apply for a student credit card to start building my credit, but I don’t know which one is a good one to get.

Best answer:

Answer by paradigm81None of them are good to get. Pray you get denied.

Give your answer to this [...]

Q&A: Is having a store charge card good for your credit?

Question by Brianna B: Is having a store charge card good for your credit? I am trying to build my credit. I am only 20 and I want to get my score into a good range. Will a store charge card help my score at all? Is there anything else I can do to build [...]