Companies | LayOffProtection.org - Part 2

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How can companies have the guts to raise health care premiums on different types of workers?

Companies want to add surcharges for health insurance forobesity and high blood pressure or cholesterol and smokers.

I call BS on this. How can one charge anyone else more for health care when those are just habits that can be seen.

What about all the people who practice unsafe sex, drive like bats [...]

Can insurance companies deny coverage for someone because they have a child with Autism?

My son has autism. I am currently employed and have insurance through my work. I am planning on moving and taking a new job but I am worried that I will not be able to get insurance for my son if I move. If anyone knows anything about this please help.

Thanks,

Randy S.

Did insurance companies just start denying claims of sick people?

If not why didn’t the great House or Senate members address this before now. Sick people don’t need to be burdened with extra problems. Even paying sick people.

Wonder if it’s as long as the insurance companies been selling life and auto insurance across state lines.

What kind of insurance do insurance companies need to buy for their own company?

I want to start an insurance company, but I need to know what kind of insurance I need to purchase for my own company. I have done research and can’t find this. (Please do not tell me how to start one, or anything else besides what insurance I need, if any.)

How can people say insurance companies should be able to deny based on pre-existing conditions?

Let’s look at an example.

Bob has a job. He has health insurance. He gets cancer, and his insurance company pays for his tens of thousands of dollars worth of treatments.

The economy goes south, Bob gets laid off. He has to choose between health insurance and losing his house, so he obviously needs to [...]

Are there any legitimate loan companies out there for people with less than perfect credit?

My credit score is fair but I would like to get out of debt permanently and stay there! I would like to get rid of all my debts but will settle for the one I may have trouble with in the next few months. Any help will be gratefully accepted.

Thanks! duchessthelab@yahoo.com

How will not allowing insurance companies to reject people for existing conditions work?

Im not a fan of insurance but isn’t this practice necessary so that the pool of people isn’t bankrupted? If your home floods, you can’t run out and buy flood insurance so someone else pays, I know this is an oversimplification and callous but how can this possibly work?

How long do most insurance companies give you before a bill is considered “late?”?

Does an insurance bill have to be sent in on the exact day its due, or is there a grace period of a week generally? What is it usually, since I know every insurance company is different? Thanks!

What are some discounts that many auto insurance companies offer that might help save some money?

10pts to best answer. Question about auto insurance policies?

I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

Who should I believe, the liberals or the insurance companies?

I don’t know who to believe here. I don’t know what the true rate of return is for insurance companies. This is important to know. If the liberals are right and insurance companies have a high rate of return they will be able to handle the increase in costs of insuring high risk people but [...]

What are the names of the top 10 insurance/business companies in the united states?

Not neccessary auto insurance but life insurance or just any big wig insurance companies out there. For instance, one of the biggest accounting firms out there is PriceWaterHouseCoopers. So what are some business and/or insurance companies out there in the United States.

What are some really good auto insurance companies?

I just turned 18 and my parents are basically kicking me off the insurance. i need some good but affordable car insurance (full coverage) What insurance company are you with and about how much is it a month for 1 driver?

What reputable health insurance companies are out there?

What reputable health insurance companies are out there My mom doesn’t have health insurance and my job doesn’t give insurance to family members.

I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it.

Do you know any health insurance companies that can [...]

What good is it to tell insurance companies they can’t exclude people with preexisting conditions?

The insurance companies can then just charge as much as they want to people that have expensive preexisting medical conditions. For example you have diabetes, you go to get insurance, the company says sure we would love to insure you for 1000/month. Who can afford that? The government would have to also tell the insurance [...]

Can insurance companies check a drivers convictions following an accident?

Are Insurance companies able to check your previous driving history – say following a ban, after you have an accident. Hi – isn’t an MVR related to your vehicle registration? What if you insure another car? Also, wouldn’t that show the accidents you have but not any convictions?

What are good insurance companies for male learner drivers?

We are starting to think about a car and insurance for our son who is 17 shortly. Have you any advice on types of car and how the insurance system works, is it better for him to insure himself or for to do it through his father, and which companies are the best. Thanks

In terms of health care reform, why are Republicans so affected by private insurance companies?

I understand that one of the biggest arguments of the Republicans is that the health care reform would limit people’s insurance plans/decisions/ and costs, but why do Republicans care so much about protecting private insurance? What INCENTIVE do they have in doing so? Are insurance lobbyists the driving force behind this?

How can insurance companies include preexisting conditions without a health care mandate?

If there’s no mandate, and insurance companies are forced to give me affordable health care regardless of preexisting conditions, that means I only have to get health insurance when I come down with cancer. I hear many Republicans stating that they are all for barring insurance companies from excluding those with preexisting conditions, but none [...]

How come health insurance companies are allowed to discriminate against people with disabilities?

How is it legal for health insurance companies to discriminate against people with disabilities (I mean, medical disabilities), but other companies are not allowed to, like grocery stores are not allowed to? Or maybe it IS legal for other businesses to discriminate against people I am really just curious, that’s all. About the legal process. [...]

How do you feel about insurance companies pulling your credit report?

I live in Michigan a state where it is law to have insurance. I have also been denied insurance by a certain large insurance company based on my credit score. I just don’t think they should be able to pull your credit report if your required by state law to carry it. Hey if i [...]