Insurance | LayOffProtection.org - Part 2

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What kinfd of insurance do I need for this online classes business?

Question by Finnale: What kinfd of insurance do I need for this online classes business? People register for classes via my website and I pay the instructors as subcontractors. There will be a waiver of liability people accept before signing up for a class — so what type of insurance should I get and how [...]

Q&A: How do insurance companies settle an auto claim when you owe a balance on the vehicle?

Question by Michael J: How do insurance companies settle an auto claim when you owe a balance on the vehicle? Our auto was hit and totaled the other day. We are waiting for our insurance company to complete their adjustment work because the person that hit us had no insurance. Do insurance companies pay the [...]

What should i tell the car insurance company?

Question by Jitu: What should i tell the car insurance company? I bought a car 6 months ago but I did not take an insurance policy. Im planning to take a new one. What should I say to the insurance company. Are they gonna ask about when I bought the car and charge me for [...]

How do you feel about Hawaii’s universal health care going under?

Question by colts3407: How do you feel about Hawaii’s universal health care going under? Here is Obama Clinton trying to get us to believe in universal health care when in his own home state of Hawaii, the state was going bankrupt! Why should we believe that private health care is bad? A monopoly should only [...]

Will maternity insurance cover me if I get pregnant before the 365-day waiting period?

Question by : Will maternity insurance cover me if I get pregnant before the 365-day waiting period? My husband-to-be and I were planning to start trying for a baby after our wedding this December. We didn’t know that our insurance company (BCBS) required a 365-day waiting period on maternity before they would cover costs. If [...]

Who do you think is controlling the debate over health care?

Question by gov. of, by and for corporations: Who do you think is controlling the debate over health care? The big insurance companies? Special Interest groups? Congress? How come health care plans ALL seen to fail no matter how is pushing for them ( Obama, Clinton )? And if health care for everyone is not [...]

How does replacement cost insurance work for homeowners?

Question by Jenn S: How does replacement cost insurance work for homeowners? It is my understanding that when you have a replacement cost claim on your homeowners, you are only give a small percentage of the settlement in order to begin replacing your items. Then, after you replace the items you submit the receipts to [...]

I received an insurance overpayment and cannot repay in full. What is the minimum legally acceptable payment?

Question by commando: I received an insurance overpayment and cannot repay in full. What is the minimum legally acceptable payment? I received an insurance overpayment and cannot repay in full. What is the minimum legally acceptable payment that I can pay and avoid collection efforts?

Best answer:

Answer by mbrcatz17Zero. They don’t have to accept [...]

What type of insurance covers the highest percentage for braces?

Question by : What type of insurance covers the highest percentage for braces? i live in fort lauderdale, FL and i need braces. I have 2 front crocket teeth on my top teeth and i really need them fixed. i would like to know whats the best insurance that covers a high percentage for braces? [...]

How do I start my own insurance business?

Question by parmoni: How do I start my own insurance business? It seems as though the only information out there explains how to start your own business as an independent agent for some giant insurance company such as Met Life or Statefarm. THAT’S NOT WHAT I’M WANTING. I want to write my own policies and [...]

How much would Ortho Evra be without insurance?

Question by : How much would Ortho Evra be without insurance? I am currently on the patch known as ortho Evra and was wondering how much it would be without insurance. My fiance and I are planning to get married very soon because he is going into the army but since we are getting married [...]

Q&A: How will the new health care reform affect research on viruses/diseases?

Question by ashlesmommy: How will the new health care reform affect research on viruses/diseases? I am just curious for opinions….what do you think will happen with the government running health care? Will they decide what is researched and to what extent for things like aids, cancer, etc? Will this cause problems?

Best answer:

Answer by [...]

How does insurance work for cosmetic procedures?

Question by : How does insurance work for cosmetic procedures? In the process of getting a mole removed, how would you get insurance to cover part of the procedure? When you pay, do you just show the doctor’s office your insurance card? or must you notify the insurance company beforehand? i’m also on the same [...]

What is the American Political Arena doing to decrease disparities in health care among the ethnic populations?

Question by nocreaminthiscoffee: What is the American Political Arena doing to decrease disparities in health care among the ethnic populations? This should be a concern for all Americans. Most would argue that each individual is responsible for their own health care, but I do not believe this to be true. What are your thoughts? Remember, [...]

How much money is spent on free health care for illegal immigrants?

Question by : How much money is spent on free health care for illegal immigrants? And if this health care bill passes will we have to pay for it on top of the costs of illegals having health care?

Best answer:

Answer by Ron Kof course we will … we will all be buying votes [...]

Q&A: When should I start looking for insurance quotes?

Question by CaseNut: When should I start looking for insurance quotes? I have an insurance policy right now, and it expires August 10th. Should I start looking for one now? I can’t drive my car without having an insurance policy, can I?

Best answer:

Answer by RickDo it asap,no legally you cant drive w/out one

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How does a newly formed company gain approval from insurance companies to complete Paramedical services?

Question by speedy: How does a newly formed company gain approval from insurance companies to complete Paramedical services? Companies like Exam One, APPS, EMSI and Portamedic already have insurance approvals. How would a new and upcoming company be able to complete these same services and compete for the market offered? This is in reference to [...]

How can I become an independant insurance broker? I want to set up a insurance broker firm in the UK.?

Question by depp303: How can I become an independant insurance broker? I want to set up a insurance broker firm in the UK.? I’ve been working as an Insurance advisor for the last couple of years. Also, I have some tele-underwriting experience.

Best answer:

Answer by barempI would suggest you make an appointment with the [...]

What are good insurance companies that insure go karts in maryland?

Question by mdmel: What are good insurance companies that insure go karts in maryland? My club is constructing a go kart, and we are told that we must have insurance in order to drive it. Anyone have any ideas

Best answer:

Answer by Baby Girl Due May 2009!Im not sure if they have a policy [...]

What are the effects of government-sponsored health care programs?

Question by WildKatt74intexas: What are the effects of government-sponsored health care programs? for special diseases, and so forth- on health care costs and health care access?

Best answer:

Answer by CharlieWhen the government gets involved, things turn to sh*t.

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