DebtHelp101 Banner 3 DebtHelp101 Banner 1

pcip.gov badge

Free Information

Could inflation help me get out of debt?

Question by tommyboy441: Could inflation help me get out of debt? My wife and I have way too much mortgage debt (around 5 times our combined annual salary) and our salaries are both indexed to inflation for the most part. Could a terrible run of inflation help us to get on top of our mortgage [...]

I would like to change career path from Mental Health Field?

Question by mfcarroll1102: I would like to change career path from Mental Health Field? I have a Master’s degree in Mental Health Counseling/Psychology. I have been doing counseling for a long time. I would like to make a transition to a different field. I am not against going back to school but was wondering if [...]

How do I help families not see life insurance as a bill but rather protection for their family?

Question by ~Secretrose~: How do I help families not see life insurance as a bill but rather protection for their family? I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it [...]

VETERANS: Is the Transition Assistance Program helpful?

Question by Shawna: VETERANS: Is the Transition Assistance Program helpful? I am taking a class on Career Counseling and currently working on how to counsel veterans. What were your experiences with TAP? Did it help you? What was helpful? Did you find it useless? Why? Best answer: Answer by JoshI took that course in 29 [...]

What makes health care an important part for infants/ pregnant women?

Question by diamond319: What makes health care an important part for infants/ pregnant women? All I know about health care is that we need it for doctors visits. I just need a few pointers to start doing my school project. Thank You Best answer: Answer by FloReally? For starters it is important to identify birth [...]

How much does my auto insurance go up after my first ticket?

Question by Triple_Lutze: How much does my auto insurance go up after my first ticket? I got my Drivers License a month back. Today I rented a car (and fortunately with a full insurance cover) and ran into another car and got a ticket that says “Inability to control car” or something like that. I [...]

I am in major debt in credit cards. How can I build good credit fast?

Question by iwearshoes: I am in major debt in credit cards. How can I build good credit fast? Best answer: Answer by D MSimple answer…you can’t do something like that quickly. Know better? Leave your own answer in the comments!

How long does it take insurance to take into effect for new drivers?

Question by bombhugger: How long does it take insurance to take into effect for new drivers? Okay so I gave my parents my license the other day for them to go to the insurance company and put my name under a plan (I’m with State Farm by the way). I’m in desperate need to drive [...]

How many months of taxes and home owners insurance do I have to prepay on an impound account on a home loan?

Question by surferboy13131: How many months of taxes and home owners insurance do I have to prepay on an impound account on a home loan? How many months of taxes and home owners insurance do I have to prepay on an impound account on a home loan? The bank is charging me 4 months of [...]

What insurance would be good for me and my daughter?

Question by Jes R: What insurance would be good for me and my daughter? I have travelers insurance and they told me if i give my car to my daughter and get a new one the insurance would be $ 2000 a year for the both of us. She would have to be the primary [...]

Car insurance is way to high, will riding/insuring a 50cc or 125cc bike reduce my car insurance after 2 years?

Question by George Carter: Car insurance is way to high, will riding/insuring a 50cc or 125cc bike reduce my car insurance after 2 years? I am 19 and have passed my car driving licence 2 months ago. The insurance for all the cars I have looked at are way to high. More than £2500. I [...]

Q&A: How can I get out of my £115 debt?

Question by Iuhgiug J: How can I get out of my £115 debt? I have a written contract with a company that takes £17 a month from my bank account and because my bank account is overdrawn the company keeps charging me. My debt is slowly sprialling out of control, I cannot find a job, [...]

whats some good idea to build my credit?

Question by just_asking: whats some good idea to build my credit? I’m trying to build my average credit into good credit so later I can buy a house, any suggestion? thanks!! Best answer: Answer by Chrysyes…pay your bills….ALL your bills…(credit reporting companies also take into account services you pay for your housing…gas/elect/water etc.) Give your [...]

What is your debt after getting out of medical, dental or law school?

Question by reba: What is your debt after getting out of medical, dental or law school? After spending 4 years at a school like that, how do you cut down debt? How do you even live, since you are considered financially independent… How much debt do you accumulate and how long does it take to [...]

Is there a way out of getting served for a credit card debt?

Question by brewers06: Is there a way out of getting served for a credit card debt? I have a $ 2500 debt with Capital One. I got in financial trouble in college and I was not able to pay it off in time. My debt has bounced around to several different law firms and the [...]

What’s your advice on how to have good credit?

Question by Tracy: What’s your advice on how to have good credit? How do you build your credit from the ground up? I’m going to be 18 soon and have no credit yet, so I want a good start. -Thanks Best answer: Answer by Wild ThingFirst, open a checking account and put some money in [...]

If I have a BA in education, can I use it to get into a Master’s program in couseling or psychology?

Question by Shanna: If I have a BA in education, can I use it to get into a Master’s program in couseling or psychology? I would like to continue my education and redirect my career towards counseling, but do I have to start over with another BA degree? Best answer: Answer by Alexaprob. like for [...]

whats the best way to build your credit?

Question by M C: whats the best way to build your credit? I just got a credit card not to long ago and im pretty young (20 years old) I want to make sure I build good credit. Best answer: Answer by NikkiTry to pay the card off in full each month, don’t open alot [...]

Help building Credit?

Question by CreditKing: Help building Credit? I just got 2 bank of America credit cards: Bank of America Platinum Plus Visa and a Bank of America Secured Visa will having 2 cards help me build better credit? and if i close a card will it affect my credit? Best answer: Answer by Biggie @ Arbor [...]

Q&A: What insurance companies will insure a dog in California with a prior bite history?

Question by jjmiller2988: What insurance companies will insure a dog in California with a prior bite history? My two dogs were involved in a fight with another dog last year. All three dogs were bitten, and my homeowners’ insurance paid out a claim. They have now sent a notice of non-renewal and I am having [...]